There is a way to hack a computer with a password, at least while running XP. You start it in safe mode, and it comes up with an additional Administrator account that isnt ususally there. That's not password protected, and they can just use it to change the password of your account, or to just get onto the computer. The best way to prevent this, I think, would be to go into safe mode and set an administrator password, or disable the Administrator account.
Hope this helps,
Connor707
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