OK... I can understand your hesitation... but they advertise that video card (it IS an NVidia card) as being top-notch, but with only 64MB video
RAM --I disagree

. If you play any games --I would go one step up for $50-- and add the 256 MB ATI X1300 PRO

. Also--if you have or... want to add a decent speaker system... you should go with the next level of sound card-- though if that's not in "the budget" right NOW-- you could add it later on. Upgrading parts like sound/video cards is so easy you won't believe it. I can change one in ten minutes. Just takes a few precautions-- and a liitle common sense.
Some vendors-- like Dell will actually help you do it-- IF you buy the parts through them ...it doesn't even affect your warranty.