Howdy JH805 and welcome to PCHF...
Can you tell me if you have DSL or Cable..
If you have DSL the speed will vary. Like I have dsl I pay for 10 megabit download and 1.5 upload speed.
But I never get that. I get around 8.5 megabit connection..
If you want you can go to DSL reports and run a test and let us know what they say..
Speed Test - dslreports.com
Just pick the closest location.